/* Medicare Benefits Care — static marketing site (CMS-oriented layout) */
:root {
  --color-navy: #0c3d6e;
  --color-navy-dark: #082847;
  --color-teal: #0d9488;
  --color-teal-light: #14b8a6;
  --color-surface: #f4f7fb;
  --color-white: #ffffff;
  --color-text: #1e293b;
  --color-muted: #64748b;
  --color-border: #e2e8f0;
  --color-warning-bg: #fffbeb;
  --color-warning-border: #f59e0b;
  --font-sans: "Source Sans 3", system-ui, -apple-system, Segoe UI, sans-serif;
  --font-display: "Fraunces", Georgia, serif;
  --shadow-sm: 0 1px 2px rgb(12 61 110 / 6%);
  --shadow-md: 0 8px 24px rgb(12 61 110 / 10%);
  --radius: 12px;
  --max-width: 1120px;
  --disclaimer-size: 0.8125rem; /* ~13px; CMS often expects ~12pt readable disclaimers */
}

*,
*::before,
*::after {
  box-sizing: border-box;
}

html {
  scroll-behavior: smooth;
}

body {
  margin: 0;
  font-family: var(--font-sans);
  font-size: 1.0625rem;
  line-height: 1.6;
  color: var(--color-text);
  background: var(--color-white);
}

img {
  max-width: 100%;
  height: auto;
}

a {
  color: var(--color-navy);
  text-decoration-thickness: 1px;
  text-underline-offset: 2px;
}

a:hover {
  color: var(--color-teal);
}

.skip-link {
  position: absolute;
  left: -9999px;
  top: 0;
  z-index: 1000;
  padding: 0.75rem 1rem;
  background: var(--color-navy);
  color: var(--color-white);
}

.skip-link:focus {
  left: 1rem;
  top: 1rem;
}

.visually-hidden {
  position: absolute;
  width: 1px;
  height: 1px;
  padding: 0;
  margin: -1px;
  overflow: hidden;
  clip: rect(0, 0, 0, 0);
  white-space: nowrap;
  border: 0;
}

.container {
  width: min(100% - 2rem, var(--max-width));
  margin-inline: auto;
}

/* Header */
.site-header {
  position: relative;
  background: var(--color-white);
  border-bottom: 1px solid var(--color-border);
  box-shadow: var(--shadow-sm);
}

.header-inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 1rem;
  padding: 0.85rem 0;
}

.brand-wrap {
  display: flex;
  flex-direction: column;
  align-items: flex-start;
  gap: 0.22rem;
  max-width: min(100%, 320px);
}

.brand {
  display: inline-flex;
  flex-direction: column;
  align-items: stretch;
  gap: 0.22rem;
  text-decoration: none;
  color: inherit;
  width: max-content;
  max-width: 100%;
}

.brand-mark {
  display: block;
  width: 100%;
  line-height: 0;
}

.brand-logo {
  display: block;
  width: 100%;
  height: auto;
  max-height: 72px;
  object-fit: contain;
  object-position: left center;
}

.brand-icon {
  width: 42px;
  height: 42px;
  border-radius: 10px;
  background: linear-gradient(135deg, var(--color-navy), var(--color-teal));
  display: grid;
  place-items: center;
  color: white;
  font-weight: 700;
  font-size: 1.25rem;
}

.brand-name {
  font-family: var(--font-display);
  font-size: 1.15rem;
  font-weight: 600;
  color: var(--color-navy);
  line-height: 1.2;
}

.brand-tagline {
  font-size: 0.69rem;
  font-weight: 600;
  letter-spacing: 0.028em;
  text-transform: uppercase;
  color: var(--color-muted);
  text-align: center;
  white-space: nowrap;
  width: 100%;
  line-height: 1.25;
  box-sizing: border-box;
}

.nav-desktop {
  display: none;
  align-items: center;
  gap: 1.5rem;
}

.nav-desktop a {
  text-decoration: none;
  font-weight: 600;
  font-size: 0.95rem;
  color: var(--color-text);
}

.nav-desktop a[aria-current="page"] {
  color: var(--color-teal);
}

.nav-desktop a.btn-primary {
  color: var(--color-white);
}

.nav-desktop a.btn-primary:hover {
  color: var(--color-white);
}

.custom-logo-link {
  display: block;
  line-height: 0;
}

.custom-logo {
  display: block;
  width: auto;
  max-width: 240px;
  max-height: 72px;
  height: auto;
  object-fit: contain;
}

.nav-toggle {
  display: flex;
  flex-direction: column;
  gap: 5px;
  padding: 0.5rem;
  border: 1px solid var(--color-border);
  border-radius: 8px;
  background: var(--color-white);
  cursor: pointer;
}

.nav-toggle span {
  display: block;
  width: 22px;
  height: 2px;
  background: var(--color-navy);
}

.nav-mobile {
  display: none;
  flex-direction: column;
  padding: 0 0 1rem;
  border-top: 1px solid var(--color-border);
}

.nav-mobile.is-open {
  display: flex;
}

.nav-mobile a {
  padding: 0.75rem 0;
  font-weight: 600;
  text-decoration: none;
  color: var(--color-text);
  border-bottom: 1px solid var(--color-border);
}

.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 0.5rem;
  padding: 0.75rem 1.35rem;
  border-radius: 999px;
  font-weight: 700;
  font-size: 0.95rem;
  text-decoration: none;
  border: none;
  cursor: pointer;
  transition: transform 0.15s ease, box-shadow 0.15s ease;
}

.btn:active {
  transform: scale(0.98);
}

.btn-primary {
  background: linear-gradient(135deg, var(--color-navy), #155e9a);
  color: var(--color-white);
  box-shadow: var(--shadow-md);
}

.btn-primary:hover {
  color: var(--color-white);
  box-shadow: 0 10px 28px rgb(12 61 110 / 18%);
}

.btn-secondary {
  background: var(--color-white);
  color: var(--color-navy);
  border: 2px solid var(--color-navy);
}

.btn-secondary:hover {
  background: var(--color-surface);
}

/* Hero */
.hero {
  background: linear-gradient(145deg, var(--color-navy-dark) 0%, var(--color-navy) 45%, #0f5c6e 100%);
  color: var(--color-white);
  padding: 3.5rem 0 4rem;
  position: relative;
  overflow: hidden;
}

.hero::after {
  content: "";
  position: absolute;
  inset: 0;
  background: radial-gradient(circle at 80% 20%, rgb(20 184 166 / 25%), transparent 45%);
  pointer-events: none;
}

.hero-grid {
  position: relative;
  display: grid;
  gap: 2rem;
  align-items: center;
}

.hero h1 {
  font-family: var(--font-display);
  font-size: clamp(1.85rem, 4vw, 2.75rem);
  line-height: 1.15;
  margin: 0 0 1rem;
  font-weight: 600;
}

.hero-lead {
  font-size: 1.125rem;
  opacity: 0.95;
  max-width: 38rem;
  margin: 0 0 1.5rem;
}

.hero-actions {
  display: flex;
  flex-wrap: wrap;
  gap: 0.75rem;
}

.hero-card {
  background: rgb(255 255 255 / 10%);
  border: 1px solid rgb(255 255 255 / 18%);
  border-radius: var(--radius);
  padding: 1.25rem 1.35rem;
  backdrop-filter: blur(6px);
}

.hero-card p {
  margin: 0;
  font-size: 0.95rem;
}

.hero-card strong {
  display: block;
  margin-bottom: 0.35rem;
  font-size: 1rem;
}

/* Sections */
.section {
  padding: 3.5rem 0;
}

.section-alt {
  background: var(--color-surface);
}

.section-header {
  text-align: center;
  max-width: 40rem;
  margin: 0 auto 2.5rem;
}

.section-header h2 {
  font-family: var(--font-display);
  font-size: clamp(1.5rem, 3vw, 2rem);
  color: var(--color-navy);
  margin: 0 0 0.75rem;
}

.section-header p {
  margin: 0;
  color: var(--color-muted);
}

.card-grid {
  display: grid;
  gap: 1.25rem;
}

.card {
  background: var(--color-white);
  border: 1px solid var(--color-border);
  border-radius: var(--radius);
  padding: 1.5rem;
  box-shadow: var(--shadow-sm);
}

.card h3 {
  margin: 0 0 0.5rem;
  font-size: 1.1rem;
  color: var(--color-navy);
}

.card p {
  margin: 0;
  color: var(--color-muted);
  font-size: 0.98rem;
}

.steps {
  display: grid;
  gap: 1rem;
  counter-reset: step;
}

.step {
  display: flex;
  gap: 1rem;
  align-items: flex-start;
  padding: 1.25rem;
  background: var(--color-white);
  border-radius: var(--radius);
  border: 1px solid var(--color-border);
}

.step::before {
  counter-increment: step;
  content: counter(step);
  flex-shrink: 0;
  width: 2.25rem;
  height: 2.25rem;
  border-radius: 50%;
  background: var(--color-teal);
  color: white;
  display: grid;
  place-items: center;
  font-weight: 700;
}

.step h3 {
  margin: 0 0 0.35rem;
  font-size: 1.05rem;
}

.step p {
  margin: 0;
  color: var(--color-muted);
  font-size: 0.95rem;
}

/* Form */
.form-section {
  padding: 3rem 0 4rem;
  background: linear-gradient(180deg, var(--color-surface) 0%, var(--color-white) 100%);
}

.form-layout {
  display: grid;
  gap: 2rem;
  align-items: start;
}

.cf7-embed-frame {
  width: 100%;
  min-height: 920px;
  border: 0;
  display: block;
  background: transparent;
}

/* Contact Form 7 on Get a Quote (theme) */
#lead-form-panel .cf7-styled.wpcf7,
#lead-form-panel .cf7-styled .wpcf7 {
  width: 100%;
  max-width: none;
}

#lead-form-panel .cf7-styled .wpcf7-form {
  display: flex;
  flex-direction: column;
  gap: 1rem;
  margin: 0;
}

#lead-form-panel .cf7-styled .wpcf7-form p {
  margin: 0;
  min-width: 0;
}

#lead-form-panel .cf7-styled .wpcf7-form label {
  display: block;
  font-weight: 600;
  font-size: 0.9rem;
  margin-bottom: 0.35rem;
}

#lead-form-panel .cf7-styled .wpcf7-form-control-wrap {
  display: block;
  width: 100%;
}

#lead-form-panel .cf7-styled .wpcf7-form input[type="text"],
#lead-form-panel .cf7-styled .wpcf7-form input[type="email"],
#lead-form-panel .cf7-styled .wpcf7-form input[type="tel"],
#lead-form-panel .cf7-styled .wpcf7-form select,
#lead-form-panel .cf7-styled .wpcf7-form textarea {
  width: 100%;
  max-width: none;
  box-sizing: border-box;
  padding: 0.7rem 0.85rem;
  border: 1px solid var(--color-border);
  border-radius: 8px;
  font: inherit;
  background: var(--color-white);
}

#lead-form-panel .cf7-styled .wpcf7-form input[type="submit"] {
  background: var(--color-navy);
  color: #fff;
  border: none;
  border-radius: 999px;
  padding: 0.75rem 1.5rem;
  font-weight: 600;
  cursor: pointer;
  width: 100%;
}

#lead-form-panel .cf7-styled .wpcf7-form .wpcf7-acceptance {
  display: block;
  padding: 1rem;
  background: var(--color-warning-bg);
  border: 1px solid var(--color-warning-border);
  border-radius: 8px;
  font-size: var(--disclaimer-size);
  line-height: 1.5;
}

#lead-form-panel .cf7-styled .wpcf7-form .wpcf7-acceptance .wpcf7-list-item label {
  display: flex;
  gap: 0.65rem;
  align-items: flex-start;
  font-weight: 400;
  margin-bottom: 0;
}

#lead-form-panel .cf7-styled .wpcf7-form .wpcf7-acceptance input[type="checkbox"] {
  margin-top: 0.2rem;
  flex-shrink: 0;
}

#lead-form-panel .cf7-styled .wpcf7-form fieldset.hidden-fields-container {
  display: none;
}

#lead-form-panel .cf7-styled .wpcf7-response-output {
  margin: 0;
  border: none;
  padding: 0;
  font-weight: 600;
  color: var(--color-teal);
}

.form-panel .form-response:empty {
  display: none;
}

/* Optional: two columns when CF7 form uses <div class="form-row-2"> pairs */
#lead-form-panel .cf7-styled .form-row-2 {
  display: grid;
  gap: 1rem;
  grid-template-columns: 1fr;
}

@media (min-width: 720px) {
  #lead-form-panel .cf7-styled .form-row-2 {
    grid-template-columns: 1fr 1fr;
  }

  /* Default CF7 (one field per line, no form-row-2): pair by field name */
  #lead-form-panel .cf7-styled .wpcf7-form:not(:has(.form-row-2)) {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 1rem;
  }

  #lead-form-panel .cf7-styled .wpcf7-form:not(:has(.form-row-2)) > p:has([data-name="first_name"]) {
    grid-column: 1;
  }

  #lead-form-panel .cf7-styled .wpcf7-form:not(:has(.form-row-2)) > p:has([data-name="last_name"]) {
    grid-column: 2;
  }

  #lead-form-panel .cf7-styled .wpcf7-form:not(:has(.form-row-2)) > p:has([data-name="email"]) {
    grid-column: 1;
  }

  #lead-form-panel .cf7-styled .wpcf7-form:not(:has(.form-row-2)) > p:has([data-name="phone"]) {
    grid-column: 2;
  }

  #lead-form-panel .cf7-styled .wpcf7-form:not(:has(.form-row-2)) > p:has([data-name="state"]) {
    grid-column: 1;
  }

  #lead-form-panel .cf7-styled .wpcf7-form:not(:has(.form-row-2)) > p:has([data-name="zip"]) {
    grid-column: 2;
  }

  #lead-form-panel .cf7-styled .wpcf7-form:not(:has(.form-row-2)) > p:has(.wpcf7-acceptance),
  #lead-form-panel .cf7-styled .wpcf7-form:not(:has(.form-row-2)) > p:has(.wpcf7-submit),
  #lead-form-panel .cf7-styled .wpcf7-form:not(:has(.form-row-2)) > fieldset {
    grid-column: 1 / -1;
  }
}

.cf7-native .wpcf7-form {
  display: grid;
  gap: 1rem;
}

.form-panel {
  background: var(--color-white);
  border: 1px solid var(--color-border);
  border-radius: var(--radius);
  padding: 1.75rem;
  box-shadow: var(--shadow-md);
}

.form-panel h2 {
  font-family: var(--font-display);
  color: var(--color-navy);
  margin: 0 0 0.5rem;
  font-size: 1.65rem;
}

.form-panel > p {
  margin: 0 0 1.5rem;
  color: var(--color-muted);
}

#cf7-hidden-fields {
  display: none;
}

.form-grid {
  display: grid;
  gap: 1rem;
}

.form-row-2 {
  display: grid;
  gap: 1rem;
}

label {
  display: block;
  font-weight: 600;
  font-size: 0.9rem;
  margin-bottom: 0.35rem;
}

input[type="text"],
input[type="email"],
input[type="tel"],
select,
textarea {
  width: 100%;
  padding: 0.7rem 0.85rem;
  border: 1px solid var(--color-border);
  border-radius: 8px;
  font: inherit;
  background: var(--color-white);
}

input:focus,
select:focus,
textarea:focus {
  outline: 2px solid var(--color-teal-light);
  outline-offset: 1px;
  border-color: var(--color-teal);
}

.consent-box {
  display: flex;
  gap: 0.65rem;
  align-items: flex-start;
  padding: 1rem;
  background: var(--color-warning-bg);
  border: 1px solid var(--color-warning-border);
  border-radius: 8px;
  font-size: var(--disclaimer-size);
  line-height: 1.5;
}

.consent-box input {
  margin-top: 0.2rem;
  flex-shrink: 0;
}

.form-note {
  font-size: var(--disclaimer-size);
  color: var(--color-muted);
  margin-top: 1rem;
}

/* Compliance strip (above footer) */
.compliance-strip {
  background: #f1f5f9;
  border-top: 1px solid var(--color-border);
  padding: 1.75rem 0;
}

.compliance-strip h2 {
  font-size: 0.85rem;
  text-transform: uppercase;
  letter-spacing: 0.06em;
  color: var(--color-muted);
  margin: 0 0 1rem;
}

.disclaimer-block {
  font-family: "Times New Roman", Times, serif;
  font-size: var(--disclaimer-size);
  line-height: 1.55;
  color: var(--color-text);
  margin: 0 0 1rem;
}

.disclaimer-block:last-child {
  margin-bottom: 0;
}

.disclaimer-block strong {
  display: block;
  margin-bottom: 0.35rem;
  font-family: var(--font-sans);
  font-size: 0.75rem;
  text-transform: uppercase;
  letter-spacing: 0.04em;
  color: var(--color-muted);
}

.smid-line {
  font-family: ui-monospace, monospace;
  font-size: 0.75rem;
  color: var(--color-muted);
  margin-top: 1rem;
}

/* Footer */
.site-footer {
  background: var(--color-navy-dark);
  color: rgb(255 255 255 / 88%);
  padding: 2.5rem 0 1.5rem;
  font-size: 0.95rem;
}

.footer-grid {
  display: grid;
  gap: 2rem;
  margin-bottom: 2rem;
}

.footer-grid h3 {
  color: var(--color-white);
  font-size: 1rem;
  margin: 0 0 0.75rem;
}

.footer-grid ul {
  list-style: none;
  padding: 0;
  margin: 0;
}

.footer-grid li {
  margin-bottom: 0.45rem;
}

.footer-grid a {
  color: rgb(255 255 255 / 85%);
  text-decoration: none;
}

.footer-grid a:hover {
  color: var(--color-teal-light);
}

.footer-bottom {
  border-top: 1px solid rgb(255 255 255 / 12%);
  padding-top: 1rem;
  font-size: 0.85rem;
  color: rgb(255 255 255 / 65%);
}

/* Legal pages */
.legal-page {
  padding: 2.5rem 0 3rem;
}

.legal-page h1 {
  font-family: var(--font-display);
  color: var(--color-navy);
  margin: 0 0 1rem;
}

.legal-page h2 {
  font-size: 1.15rem;
  margin: 2rem 0 0.75rem;
  color: var(--color-navy);
}

.legal-page p,
.legal-page li {
  color: var(--color-text);
}

.legal-page ul {
  padding-left: 1.25rem;
}

/* Contact */
.contact-grid {
  display: grid;
  gap: 2rem;
}

.contact-info {
  background: var(--color-surface);
  border-radius: var(--radius);
  padding: 1.5rem;
  border: 1px solid var(--color-border);
}

.contact-info dt {
  font-weight: 700;
  color: var(--color-navy);
  margin-top: 1rem;
}

.contact-info dt:first-child {
  margin-top: 0;
}

.contact-info dd {
  margin: 0.25rem 0 0;
  color: var(--color-muted);
}

@media (min-width: 768px) {
  .nav-desktop {
    display: flex;
  }

  .nav-toggle {
    display: none;
  }

  .hero-grid {
    grid-template-columns: 1.2fr 0.8fr;
  }

  .card-grid {
    grid-template-columns: repeat(2, 1fr);
  }

  .form-row-2 {
    grid-template-columns: 1fr 1fr;
  }

  .form-layout {
    grid-template-columns: 0.95fr 1.05fr;
  }

  .footer-grid {
    grid-template-columns: 1.4fr 1fr 1fr;
  }

  .contact-grid {
    grid-template-columns: 1fr 1fr;
  }
}

@media (min-width: 992px) {
  .card-grid.cols-3 {
    grid-template-columns: repeat(3, 1fr);
  }

  .card-grid.cols-2 {
    grid-template-columns: repeat(2, 1fr);
  }

  .split-section {
    grid-template-columns: 1fr 1fr;
  }

  .stats-grid {
    grid-template-columns: repeat(4, 1fr);
  }
}

/* —— Enhanced marketing layout —— */
.hero--photo {
  position: relative;
  min-height: 520px;
  display: flex;
  align-items: center;
  padding: 4rem 0 4.5rem;
  background: var(--color-navy-dark);
}

.hero--photo .hero-bg {
  position: absolute;
  inset: 0;
  background-size: cover;
  background-position: center center;
  opacity: 1;
}

.hero--photo .hero-overlay {
  position: absolute;
  inset: 0;
  /* Lighter overlay so lander photo stays visible (like previous site) */
  background: linear-gradient(105deg, rgb(8 40 71 / 72%) 0%, rgb(8 40 71 / 55%) 50%, rgb(13 92 110 / 45%) 100%);
}

.hero--photo .container {
  position: relative;
  z-index: 1;
}

.hero--photo .hero-grid {
  align-items: center;
}

.zip-bar {
  display: flex;
  flex-wrap: wrap;
  gap: 0.65rem;
  margin-top: 1.5rem;
  padding: 1rem;
  background: rgb(255 255 255 / 12%);
  border: 1px solid rgb(255 255 255 / 22%);
  border-radius: var(--radius);
  backdrop-filter: blur(8px);
  max-width: 32rem;
}

.zip-bar label {
  width: 100%;
  color: rgb(255 255 255 / 95%);
  font-size: 0.85rem;
  margin: 0;
}

.zip-bar input {
  flex: 1;
  min-width: 140px;
  border: none;
  border-radius: 8px;
  padding: 0.7rem 0.85rem;
}

.zip-bar .btn {
  flex-shrink: 0;
}

.trust-bar {
  background: var(--color-white);
  border-bottom: 1px solid var(--color-border);
  padding: 1rem 0;
}

.trust-items {
  display: grid;
  gap: 0.75rem;
  grid-template-columns: repeat(2, 1fr);
  font-size: 0.9rem;
  font-weight: 600;
  color: var(--color-navy);
}

.trust-items span {
  display: flex;
  align-items: center;
  gap: 0.5rem;
}

.trust-dot {
  width: 8px;
  height: 8px;
  border-radius: 50%;
  background: var(--color-teal);
  flex-shrink: 0;
}

.img-card {
  overflow: hidden;
  padding: 0;
  border: none;
  box-shadow: var(--shadow-md);
}

.img-card img {
  width: 100%;
  height: 240px;
  object-fit: cover;
  object-position: center;
  display: block;
  background: var(--color-surface);
}

.img-card .img-card-body {
  padding: 1.35rem 1.5rem 1.5rem;
}

.img-card h3 {
  font-size: 1.2rem;
}

.img-card ul {
  margin: 0.75rem 0 0;
  padding-left: 1.1rem;
  color: var(--color-muted);
  font-size: 0.92rem;
}

.img-card ul li {
  margin-bottom: 0.35rem;
}

.plan-detail-grid {
  display: grid;
  gap: 2rem;
  grid-template-columns: 1fr;
}

.plan-detail {
  display: grid;
  gap: 0;
  align-items: stretch;
  background: var(--color-white);
  border-radius: var(--radius);
  border: 1px solid var(--color-border);
  overflow: hidden;
  box-shadow: var(--shadow-md);
}

.plan-detail-img {
  background: linear-gradient(180deg, #f8fafc 0%, #eef2ff 100%);
  display: flex;
  align-items: center;
  justify-content: center;
  padding: 1.25rem;
  min-height: 200px;
}

.plan-detail img {
  width: 100%;
  max-width: none;
  height: 100%;
  min-height: 260px;
  max-height: 420px;
  object-fit: cover;
  object-position: center;
  display: block;
}

.plan-detail-content {
  padding: 1.5rem 1.35rem 1.75rem;
}

.plan-detail-content p {
  margin: 0 0 0.85rem;
  color: var(--color-muted);
  line-height: 1.55;
}

.plan-detail-content .btn {
  margin-top: 0.5rem;
}

.plan-detail-content h3 {
  margin: 0 0 0.5rem;
  color: var(--color-navy);
  font-size: 1.25rem;
}

.plan-tag {
  display: inline-block;
  font-size: 0.72rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.06em;
  background: #e0f2fe;
  color: #0369a1;
  padding: 0.25rem 0.55rem;
  border-radius: 4px;
  margin-bottom: 0.5rem;
}

.compare-table-wrap {
  overflow-x: auto;
  border-radius: var(--radius);
  border: 1px solid var(--color-border);
  box-shadow: var(--shadow-sm);
}

.compare-table {
  width: 100%;
  border-collapse: collapse;
  font-size: 0.92rem;
  background: var(--color-white);
}

.compare-table th,
.compare-table td {
  padding: 0.85rem 1rem;
  border-bottom: 1px solid var(--color-border);
  text-align: left;
  vertical-align: top;
}

.compare-table th {
  background: var(--color-navy);
  color: white;
  font-weight: 600;
}

.compare-table tr:nth-child(even) td {
  background: var(--color-surface);
}

.split-section {
  display: grid;
  gap: 2rem;
  align-items: center;
}

.split-section img {
  width: 100%;
  border-radius: var(--radius);
  box-shadow: var(--shadow-md);
  min-height: 320px;
  max-height: 480px;
  object-fit: cover;
  object-position: center;
}

.stats-grid {
  display: grid;
  gap: 1rem;
  grid-template-columns: repeat(2, 1fr);
}

.stat-card {
  background: var(--color-white);
  border: 1px solid var(--color-border);
  border-radius: var(--radius);
  padding: 1.25rem;
  text-align: center;
}

.stat-card strong {
  display: block;
  font-family: var(--font-display);
  font-size: 1.5rem;
  color: var(--color-teal);
}

.stat-card span {
  font-size: 0.88rem;
  color: var(--color-muted);
}

.faq-list {
  display: grid;
  gap: 0.65rem;
  max-width: 48rem;
  margin: 0 auto;
}

.faq-list details {
  background: var(--color-white);
  border: 1px solid var(--color-border);
  border-radius: 8px;
  padding: 0.85rem 1rem;
}

.faq-list summary {
  font-weight: 700;
  color: var(--color-navy);
  cursor: pointer;
}

.faq-list p {
  margin: 0.75rem 0 0;
  color: var(--color-muted);
  font-size: 0.95rem;
}

.cta-band {
  position: relative;
  padding: 3.5rem 0;
  color: white;
  text-align: center;
  overflow: hidden;
}

.cta-band-bg {
  position: absolute;
  inset: 0;
  background-size: cover;
  background-position: center;
  opacity: 1;
}

.cta-band-overlay {
  position: absolute;
  inset: 0;
  /* Match home hero: lighter tint so the photo stays visible */
  background: linear-gradient(105deg, rgb(8 40 71 / 72%) 0%, rgb(8 40 71 / 55%) 50%, rgb(13 92 110 / 45%) 100%);
}

.cta-band .container {
  position: relative;
  z-index: 1;
}

.cta-band h2 {
  font-family: var(--font-display);
  font-size: clamp(1.5rem, 3vw, 2rem);
  margin: 0 0 0.75rem;
}

.cta-band p {
  max-width: 36rem;
  margin: 0 auto 1.25rem;
  opacity: 0.95;
}

.lead-notice {
  font-size: var(--disclaimer-size);
  color: var(--color-muted);
  max-width: 40rem;
  margin: 1rem auto 0;
}

.sticky-cta {
  display: none;
  position: fixed;
  bottom: 0;
  left: 0;
  right: 0;
  z-index: 90;
  padding: 0.65rem 1rem;
  background: rgb(255 255 255 / 96%);
  border-top: 1px solid var(--color-border);
  box-shadow: 0 -4px 20px rgb(0 0 0 / 8%);
}

.sticky-cta .btn {
  width: 100%;
}

@media (max-width: 767px) {
  .sticky-cta {
    display: block;
  }

  body {
    padding-bottom: 4rem;
  }

  .plan-detail {
    grid-template-columns: 1fr;
  }

  .plan-detail-content {
    padding: 1.25rem 1.25rem 1.5rem;
  }
}

@media (min-width: 768px) {
  .trust-items {
    grid-template-columns: repeat(4, 1fr);
  }

  .plan-detail {
    grid-template-columns: 340px 1fr;
  }

  .plan-detail-content {
    padding: 2rem 2rem 2rem 1.25rem;
    align-self: center;
  }
}